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 In business, in all countries and throughout all of history, you will find that workers are divided into three categories: 10, 70, 20. Through their own fault or no fault of their own, ten percent of workers are self-absorbed by their own non-work related problems. It is difficult for them to concentrate on doing their jobs. Their performance is marginal at best. Seventy percent of people are average. They work hard enough to not get fired. They are risk averse, reactive and let circumstance and events shape their futures. They are content to be promoted when someone in front of them is fired, quits or dies. They spend what they make and have little if anything saved for investment. Then, there is the top twenty percent of pro-active achievers. These are self-reliant people capable of decisive action. They are ambitious. They research, study, plan and act. They dare and attempt and sometimes fail and learn and try again. They are moving forward. They are in control. They are the corporate leaders and successful entrepreneurs. 
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